Earn 80,000 Chase Ultimate Rewards points with the Chase Ink Business Preferred℠ Card when you spend $5,000 in the first 3 months after account opening. You'll also earn 3 points per $1 on the first $150,000 spent in combined purchases in travel, shipping, internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year. You'll earn 1 point per $1 on all other purchases. You can also add employee cards for free. Also, get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred℠ credit card. Maximum of 3 claims in a 12 month period with a $100 deductible per claim. There's a $95 annual fee and no foreign transaction fees. A variable APR of 16.49% - 21.49% Variable applies.